How to Cut Your Expenses by Using an Online Bank? ››

How to Cut Your Expenses by Using an Online BankThe fees and charges we pay to our banks can add up over time. Considering that many of us use the same banking institution for years or even decades at a time, paying even just a few dollars more in fees each

Banking Advice on 10 Easy Ways to Save More Money Each Month ››

Banking Advice on 10 Easy Ways to Save More Money Each MonthWhen we set out to improve our financial health by saving more money, there’s no shortage of advice on how to do it. Unfortunately, sometimes the methods that are suggested represent too much of a change for some people to handle all

Which is Safer to Use – A Debit Card or a Credit Card and Why? ››

Which is Safer to Use – A Debit Card or a Credit Card and WhyDebit cards and credit cards look a lot alike. They’re the same size, of course, and they each come with a logo (usually MasterCard or Visa) that allows you to use the card to purchase items and services from various merchants. But if

How to Get a Money Order and When is it the Best Payment Decision? ››

How to Get a Money Order and When is it the Best Payment Decision?Given the fact that they’re used less frequently, you might think that money orders would have faded away or become wholly irrelevant in the world of personal finance. Since getting a credit card has become relatively easy, and anyone with a checking

How Debit Card Holds on Your Funds Can Cost You Money ››

How Debit Card Holds on Your Funds Can Cost You MoneyFor quick and easy access to the funds in your checking account, nothing is quite as convenient as a debit card. Branded with a Visa or MasterCard logo, you can use a debit card at any merchant that accepts a credit card,

Tips on How to Manage Your Online Banking Passwords ››

Tips on How to Manage Your Online Banking PasswordsIt’s rare these days to find anyone who doesn’t do at least some of their banking online. Online banking is convenient, and many institutions offer free bill pay services and even smartphone apps that let you deposit checks into your account without

How to Use Your Bank’s Products and Services to Save for the Vacation of a Lifetime ››

How to Use Your Bank’s Products and Services to Save for the Vacation of a LifetimeOver the past decade or two, vacations have become something of an afterthought for many individuals and families. Certainly increased job and career time commitments are one factor leading to less frequent vacations. But another element of taking fewer vacations is simply

What is Right of Survivorship on a Bank Account? ››

What is Right of Survivorship on a Bank AccountIf you’re diligent about trying to achieve your estate planning goals then you’ve probably prepared a will, set up a power of attorney and possibly also a living trust. You’ve probably also taken those goals into account when you named the beneficiaries

Create Your Own Money Saving Challenge ››

Create Your Own Money Saving ChallengeAs we are already one month into 2014, you’ll find no shortage of financial advice for how to start the New Year off right. A common theme in many of the articles you may see is saving; specifically, plans and strategies for

Banking Advice on How to Save Money by Avoiding Common Banking Mistakes ››

Banking Advice on How to Save Money by Avoiding Common Banking MistakesOpening up a checking account and savings account at your local bank or credit union isn’t particularly difficult. The process is usually quite straightforward, and a bank representative will walk you through each step along the way. Even if you set up