Moving to a new home or apartment can be an exciting development in one’s life. Of course, along with all the planning one has to do for the move itself, consumers also have to do the other things that are necessary to →
How to Choose a New Bank When Moving
Moving to a new home or apartment can be an exciting development in one’s life. Of course, along with all the planning one has to do for the move itself, consumers also have to do the other things that are necessary to →
5 Best Places to Park Cash
Investing your long-term savings and retirement accounts will generally be the best way to maximize the value of those accounts over time. But you’ll always need to have a portion of your savings in a form that you can quickly spend, such →
Risky Places to Use a Debit Card
Debit cards and credit cards certainly appear to be quite similar. They both carry a Visa or MasterCard logo, they both allow purchases of products and services without having to carry around large amounts of cash or hassle with a checkbook, and →
Time to Open a Money Market Account?
When you open a new savings or checking account at your local bank or credit union, you may be asked if you also want to open a money market account. Money market accounts are similar to savings accounts except that they generally →
The Pros and Cons of Giving a Child an Allowance
Starting to raise a child will involve a number of changes to your financial world. Your budget will change, your spending priorities will change, and your long term financial planning will change as well.
Another aspect of your financial responsibility towards your children →
Tips to Manage Bank Transfers Between Accounts
Long gone are the days when we could effectively run our households with the cash from just wallets or purses (after cashing our weekly paycheck), or perhaps by using a simple checking account. Instead, consumers now have multiple financial accounts, likely including →
10 Money Mistakes that Hurt Young Adults
It’s easy to make financial mistakes when just starting out. Even after graduating high school, trade school or college there are still going to be a lot of things that must be learned, particularly in the area of personal finance.
Money mistakes →
How to Use Cash Flow to Plan for the Future
Cash flow analysis is an underutilized but extremely important element of personal financial planning. In its most basic form, cash flow is a measure of an individual’s total income versus their total expenses over a certain period of time. By incorporating a →
What is APY?
With interest rates on savings accounts and bank CDs at long term lows, it’s important for savers to make sure they’re getting as much as possible on their accounts. But it can be difficult to figure out which account pays the highest →
What is a Debit Card?
With the prevalence of online banking and electronic funds transfers, as well as the large number of automated teller machines that are available, there are more ways than ever for us to access the funds in our checking accounts. One of the →






