Interest rates have been low for several years now, and while that might be good for people with good credit ratings who are looking for a new mortgage, it has proven costly for savers. Bank CDs and savings accounts currently offer interest →
How to Choose a Savings Account When Yields are So Low ››
Interest rates have been low for several years now, and while that might be good for people with good credit ratings who are looking for a new mortgage, it has proven costly for savers. Bank CDs and savings accounts currently offer interest →
Set Up a New Savings Account and Begin to Pay Yourself First ››
Paying yourself first is one of the most powerful and underappreciated techniques for strengthening your personal financial situation. When you “pay yourself first” you treat your savings goal as another bill that must be paid each month, along with your mortgage or →
How to Cut Your Expenses by Using an Online Bank? ››
The fees and charges we pay to our banks can add up over time. Considering that many of us use the same banking institution for years or even decades at a time, paying even just a few dollars more in fees each →
Banking Advice on 10 Easy Ways to Save More Money Each Month ››
When we set out to improve our financial health by saving more money, there’s no shortage of advice on how to do it. Unfortunately, sometimes the methods that are suggested represent too much of a change for some people to handle all →
Which is Safer to Use – A Debit Card or a Credit Card and Why? ››
Debit cards and credit cards look a lot alike. They’re the same size, of course, and they each come with a logo (usually MasterCard or Visa) that allows you to use the card to purchase items and services from various merchants.
But if →
How to Get a Money Order and When is it the Best Payment Decision? ››
Given the fact that they’re used less frequently, you might think that money orders would have faded away or become wholly irrelevant in the world of personal finance. Since getting a credit card has become relatively easy, and anyone with a checking →
How Debit Card Holds on Your Funds Can Cost You Money ››
For quick and easy access to the funds in your checking account, nothing is quite as convenient as a debit card. Branded with a Visa or MasterCard logo, you can use a debit card at any merchant that accepts a credit card, →
Tips on How to Manage Your Online Banking Passwords ››
It’s rare these days to find anyone who doesn’t do at least some of their banking online. Online banking is convenient, and many institutions offer free bill pay services and even smartphone apps that let you deposit checks into your account without →
How to Use Your Bank’s Products and Services to Save for the Vacation of a Lifetime ››
Over the past decade or two, vacations have become something of an afterthought for many individuals and families. Certainly increased job and career time commitments are one factor leading to less frequent vacations. But another element of taking fewer vacations is simply →
What is Right of Survivorship on a Bank Account? ››
If you’re diligent about trying to achieve your estate planning goals then you’ve probably prepared a will, set up a power of attorney and possibly also a living trust. You’ve probably also taken those goals into account when you named the beneficiaries →
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