Budgeting is an important element of effectively managing your money. Living paycheck to paycheck can be difficult, but there are ways to ease the pain by implementing and utilizing a budget that takes into account all of your expenses, large and small.
Unlike what you might believe, budgeting isn’t all about restricting what you spend money on and cutting out all the fun in your life. It’s really about understanding how much money you have, where it goes, and then planning how to best allocate those funds.
Here is some advice and strategies for budgeting that will help you keep a... Articles Tagged ‘budgeting advice’
Strategies for Successful Budgeting
Budgeting is an important element of effectively managing your money. Living paycheck to paycheck can be difficult, but there are ways to ease the pain by implementing and utilizing a budget that takes into account all of your expenses, large and small.
Unlike what you might believe, budgeting isn’t all about restricting what you spend money on and cutting out all the fun in your life. It’s really about understanding how much money you have, where it goes, and then planning how to best allocate those funds.
Here is some advice and strategies for budgeting that will help you keep a...
Tuesday, January 4th, 2011
Budgeting is an important element of effectively managing your money. Living paycheck to paycheck can be difficult, but there are ways to ease the pain by implementing and utilizing a budget that takes into account all of your expenses, large and small.
Unlike what you might believe, budgeting isn’t all about restricting what you spend money on and cutting out all the fun in your life. It’s really about understanding how much money you have, where it goes, and then planning how to best allocate those funds.
Here is some advice and strategies for budgeting that will help you keep a... Budgeting for the Upcoming Holiday Season
The holiday season is right around the corner. It is one of the most stressful times of the year due to the financial pressures. Between the gift giving, holiday entertaining, and the regular monthly expenses, it all adds up to an expensive time of year!
When you budget for the holidays early, you'll have a handle on your holiday shopping and spending throughout the season. Keeping a budget during the holiday season will benefit you in many ways. First, you'll avoid overspending, which will keep you from playing "catch up" when the season ends. Second, you'll reduce financial stress throughout...
Monday, November 8th, 2010
The holiday season is right around the corner. It is one of the most stressful times of the year due to the financial pressures. Between the gift giving, holiday entertaining, and the regular monthly expenses, it all adds up to an expensive time of year!
When you budget for the holidays early, you'll have a handle on your holiday shopping and spending throughout the season. Keeping a budget during the holiday season will benefit you in many ways. First, you'll avoid overspending, which will keep you from playing "catch up" when the season ends. Second, you'll reduce financial stress throughout... Teaching Your Teenager About Budgeting
Budgeting is a way of life that every teen should learn when they reach an age where they can understand the concept of money. It is very easy to spend more money than planned if there is no budget in place. By teaching your teen the concepts of budgeting, you will help them to learn how to avoid overspending and how to make their money stretch – two valuable lessons that will come in handy during adulthood. Here is some advice to get your teenager educated about budgeting.
The first lesson in budgeting is to teach your teen how to...
Monday, November 1st, 2010
Budgeting is a way of life that every teen should learn when they reach an age where they can understand the concept of money. It is very easy to spend more money than planned if there is no budget in place. By teaching your teen the concepts of budgeting, you will help them to learn how to avoid overspending and how to make their money stretch – two valuable lessons that will come in handy during adulthood. Here is some advice to get your teenager educated about budgeting.
The first lesson in budgeting is to teach your teen how to... Can Less be More? Some Tips for Doing More with Less
Can you do more with less? Absolutely! Take a look at where you spend your hard-earned money and evaluate where you can cut back or modify your needs. In the quest for living a more simple, and economical life, it can be difficult to make the necessary changes. It's tough to know where to start. It's also tricky to know where you should scrimp and where it makes sense to splurge.
Although some of these suggestions may seem somewhat extreme, these are extraordinary times where you may need to re-think some of the creature comforts you have become used...
Monday, October 4th, 2010
Can you do more with less? Absolutely! Take a look at where you spend your hard-earned money and evaluate where you can cut back or modify your needs. In the quest for living a more simple, and economical life, it can be difficult to make the necessary changes. It's tough to know where to start. It's also tricky to know where you should scrimp and where it makes sense to splurge.
Although some of these suggestions may seem somewhat extreme, these are extraordinary times where you may need to re-think some of the creature comforts you have become used... How To Create A Successful Budget
Creating a budget seems simple enough, but when put into practice most people suddenly realize it is incredibly difficult to make and stick with a budget if certain factors are not considered. When you create your budget it is important to realize that in order to be successful you have to provide as much detailed information as possible. Ultimately, the end result will be able to show where your money is coming from, how much is left and where it is all going to. Here is some advice on how to create a successful budget.
Successful budgets, no matter...
Friday, September 17th, 2010
Creating a budget seems simple enough, but when put into practice most people suddenly realize it is incredibly difficult to make and stick with a budget if certain factors are not considered. When you create your budget it is important to realize that in order to be successful you have to provide as much detailed information as possible. Ultimately, the end result will be able to show where your money is coming from, how much is left and where it is all going to. Here is some advice on how to create a successful budget.
Successful budgets, no matter... Tips To Help You Stretch Your Salary
Living on a budget is not always an easy thing to do, especially when expenses will arise when you least expect them. But, even though it may not seem possible there are many ways to make your salary stretch further. Avoiding needless spending, comparison shopping and utilizing level payment plans for utilities are a few ways to achieve this.
To help you curb unnecessary spending, either wait until you have a list of items to buy or keep yourself limited to the items you only need. Wants can be purchased at a later date as your budget allows. Whenever you...
Monday, August 23rd, 2010
Living on a budget is not always an easy thing to do, especially when expenses will arise when you least expect them. But, even though it may not seem possible there are many ways to make your salary stretch further. Avoiding needless spending, comparison shopping and utilizing level payment plans for utilities are a few ways to achieve this.
To help you curb unnecessary spending, either wait until you have a list of items to buy or keep yourself limited to the items you only need. Wants can be purchased at a later date as your budget allows. Whenever you... Set Up a No Splurge Month
All of us need something to jump start our savings. Do you need to save some money for a big purchase or recover from a large bill you just paid? Perhaps you just want to gain better control of your spending. Here is some advice on how a "No Splurge Month" could be the answer for you.
A “No Splurge Month” is when you designate a month where you won't spend any money on anything that isn't absolutely essential. There is no spending money on anything you don't legitimately need. When done as a family, this is a great way...
Thursday, August 19th, 2010
All of us need something to jump start our savings. Do you need to save some money for a big purchase or recover from a large bill you just paid? Perhaps you just want to gain better control of your spending. Here is some advice on how a "No Splurge Month" could be the answer for you.
A “No Splurge Month” is when you designate a month where you won't spend any money on anything that isn't absolutely essential. There is no spending money on anything you don't legitimately need. When done as a family, this is a great way... Pinching Pennies on Your Grocery Bills
In these challenging economic times we’re all looking to get the most out of our family budgets, and to stretch our dollars as far as they’ll go. When we search for areas where we can cut back, our food budgets aren’t always the first thing that comes to mind. But there are a number of easy steps that you can take to “pinch pennies” and get the most out of your spending on groceries. When it comes to saving money on groceries, there's a lot more that you can do than merely cut out coupons from your Sunday paper....
Thursday, July 8th, 2010
In these challenging economic times we’re all looking to get the most out of our family budgets, and to stretch our dollars as far as they’ll go. When we search for areas where we can cut back, our food budgets aren’t always the first thing that comes to mind. But there are a number of easy steps that you can take to “pinch pennies” and get the most out of your spending on groceries. When it comes to saving money on groceries, there's a lot more that you can do than merely cut out coupons from your Sunday paper.... Money Saving Ideas For The Summer
Summer is almost here and it is a great time for the entire family to have fun. If you are worried about budget constraints putting a damper on your summer fun, worry no more. There are many activities and places you can frequent as a family without breaking your banking account. Here is some advice and ideas for your summer fun.
If you have an active family, you can enjoy family bike rides or family hikes. You can visit the local park to ride bikes together on an approved bike path. Parks also provide a great atmosphere for picnicking. After...
Monday, June 14th, 2010
Summer is almost here and it is a great time for the entire family to have fun. If you are worried about budget constraints putting a damper on your summer fun, worry no more. There are many activities and places you can frequent as a family without breaking your banking account. Here is some advice and ideas for your summer fun.
If you have an active family, you can enjoy family bike rides or family hikes. You can visit the local park to ride bikes together on an approved bike path. Parks also provide a great atmosphere for picnicking. After... Tips To Get Your Spending Under Control
Many of us purchase something on an impulse without giving it much careful planning or forethought. Doing this can get you into big financial trouble. This doesn’t mean you can’t buy anything fun, it just means you need to have a good handle on your discretionary income, or money that you have left over after paying necessary expenses. There are many ways to control impulse purchases and prevent getting yourself into debt. Here is some advice to get your spending under control.
There will be no shortage of bad days, but rather than seeing material things as a way to...
Friday, May 14th, 2010
Many of us purchase something on an impulse without giving it much careful planning or forethought. Doing this can get you into big financial trouble. This doesn’t mean you can’t buy anything fun, it just means you need to have a good handle on your discretionary income, or money that you have left over after paying necessary expenses. There are many ways to control impulse purchases and prevent getting yourself into debt. Here is some advice to get your spending under control.
There will be no shortage of bad days, but rather than seeing material things as a way to... 
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