Articles Tagged ‘budgeting advice’
Useful Budget Tracking Tools Anyone Can Use
Thursday, July 5th, 2012
Having a well thought out budget can make it much easier for you to reach your financial goals. This is true regardless of your income level, current debt and savings, and ongoing financial obligations. Unless you have a plan on how much you’re going to save and spend each month, it’s difficult to ensure you’re always making progress towards your goals.
Coming up with your budget is one thing. But making sure you stick with it is entirely another. After you prepare your budget, it’s a good idea to come up with a system for tracking your actual spending and...
5 Budgeting Tools You Can’t Live Without
Let’s face it – budgeting can be a real chore. But if you want total control over your finances, it’s an absolute must. Without a budget, it’s next to impossible to keep track of where your money is going, find ways to cut back, save up for future needs or even make sure you’ll have enough money to pay your bills each month.
You don’t have to be a financial guru or even good at math to budget successfully. There are plenty of tools available online and off that will help you create a budget tailored to your income, expenses...
Tuesday, November 8th, 2011
Let’s face it – budgeting can be a real chore. But if you want total control over your finances, it’s an absolute must. Without a budget, it’s next to impossible to keep track of where your money is going, find ways to cut back, save up for future needs or even make sure you’ll have enough money to pay your bills each month.
You don’t have to be a financial guru or even good at math to budget successfully. There are plenty of tools available online and off that will help you create a budget tailored to your income, expenses... 5 Simple Budgeting Tips
Coming up with a budget can be a challenge for just about any household. Preparing a budget requires you to make assumptions about your future income and future expenses, and to get those numbers into some type of balance. As an added challenge, it’s usually necessary to include some extra room into your budget for unexpected expenses.
Since you’ll certainly encounter unexpected expenses at some point, it’s important to incorporate a financial buffer to account for those types of expenses. Traditional financial advice can get you most of the way there, but you might need to use some additional...
Tuesday, October 25th, 2011
Coming up with a budget can be a challenge for just about any household. Preparing a budget requires you to make assumptions about your future income and future expenses, and to get those numbers into some type of balance. As an added challenge, it’s usually necessary to include some extra room into your budget for unexpected expenses.
Since you’ll certainly encounter unexpected expenses at some point, it’s important to incorporate a financial buffer to account for those types of expenses. Traditional financial advice can get you most of the way there, but you might need to use some additional... Creating a Budget You Can Stick To
Creating a budget isn’t rocket science. Once you get started, you’ll find that it’s really pretty easy. You don’t even have to be a math whiz – that’s what calculators are for.
But sticking to your budget is often an entirely different matter. Some people find that simply creating a budget and seeing how much money they can save is incentive enough to stay with it. Others find themselves faltering after a few months, or worse, not even getting off the ground with it.
Here is some budgeting advice that you need to consider help keep yourself on track.
Be realistic....
Monday, August 15th, 2011
Creating a budget isn’t rocket science. Once you get started, you’ll find that it’s really pretty easy. You don’t even have to be a math whiz – that’s what calculators are for.
But sticking to your budget is often an entirely different matter. Some people find that simply creating a budget and seeing how much money they can save is incentive enough to stay with it. Others find themselves faltering after a few months, or worse, not even getting off the ground with it.
Here is some budgeting advice that you need to consider help keep yourself on track.
Saving Money When You Eat Out
When times are tough, one of the first luxuries you might drop is eating out.
Let's face it: Dining in a restaurant is can be pretty expensive compared to eating at home. But what if you love to go out for lunch or dinner? If so, let's discuss a few ways you can cut the cost of restaurant meals.
Perhaps not every suggestion will appeal to you, but you'll find at least a few that help you cut your expenses. Take what works and apply it to your situation. You can be dining out in no time and still...
Wednesday, June 1st, 2011
When times are tough, one of the first luxuries you might drop is eating out.
Let's face it: Dining in a restaurant is can be pretty expensive compared to eating at home. But what if you love to go out for lunch or dinner? If so, let's discuss a few ways you can cut the cost of restaurant meals.
Perhaps not every suggestion will appeal to you, but you'll find at least a few that help you cut your expenses. Take what works and apply it to your situation. You can be dining out in no time and still... Ten Tips to Simplify Your Budgeting
Managing your finances has a habit of becoming more complicated than necessary. Therefore, making your budgeting process as simple as possible will allow you to get a better handle on your finances so that you can focus on matters that are more important. Simplifying your budget can have positive effects on all aspects of your finances by helping you keep everything under control.
Stressing out over your finances is a waste of your time, so rein them in today with a simpler, easier to manage budget.
Here is some advice and tips on how to make your budgeting easy, workable, and...
Tuesday, April 5th, 2011
Managing your finances has a habit of becoming more complicated than necessary. Therefore, making your budgeting process as simple as possible will allow you to get a better handle on your finances so that you can focus on matters that are more important. Simplifying your budget can have positive effects on all aspects of your finances by helping you keep everything under control.
Stressing out over your finances is a waste of your time, so rein them in today with a simpler, easier to manage budget.
Here is some advice and tips on how to make your budgeting easy, workable, and... Top Banking and Budgeting Software
The way we spend money has changed a great deal over the years. It’s hard to believe that there was a time when cash was the only payment option we had. Today, we’ve got checking accounts, debit cards, credit cards, and electronic funds transfers as methods to pay for our needs and wants.
These tools offer lots of convenience, and in theory they should make budgeting easier since everything is reported on a monthly statement. But it doesn’t usually work out that way. Most of us have multiple accounts these days, and keeping track of them all can be an...
Friday, March 25th, 2011
The way we spend money has changed a great deal over the years. It’s hard to believe that there was a time when cash was the only payment option we had. Today, we’ve got checking accounts, debit cards, credit cards, and electronic funds transfers as methods to pay for our needs and wants.
These tools offer lots of convenience, and in theory they should make budgeting easier since everything is reported on a monthly statement. But it doesn’t usually work out that way. Most of us have multiple accounts these days, and keeping track of them all can be an... Too Much Month at the End of the Money
Pay checks do not seem to last as long as they use to. It seems that as each month goes by, there are more days than there are dollars. The belt squeezes tighter and tighter until it seems impossible to breathe.
The rising cost of all the essentials – including groceries, fuel and other similar items - are stretching budgets to their limits. It can be scary to find that at the end of the money there is still way too much month left.
It may look like everything that can be done has been done, but when there...
Monday, January 31st, 2011
Pay checks do not seem to last as long as they use to. It seems that as each month goes by, there are more days than there are dollars. The belt squeezes tighter and tighter until it seems impossible to breathe.
The rising cost of all the essentials – including groceries, fuel and other similar items - are stretching budgets to their limits. It can be scary to find that at the end of the money there is still way too much month left.
It may look like everything that can be done has been done, but when there... Establishing Your Budget
Budgeting is one of the biggest and most important keys to getting the most out of your money. You don't have to associate the term “budget” with hassle, headaches, or restrictions on your ability to spend money as you please.
The truth is that budgeting can make it possible for you to spend more money on the things that really matter to you! When you learn how to make the most out of your money, you enable your money to work for you, rather than the other way around.
Here is some advice on why budgeting is a key to your...
Tuesday, January 25th, 2011
Budgeting is one of the biggest and most important keys to getting the most out of your money. You don't have to associate the term “budget” with hassle, headaches, or restrictions on your ability to spend money as you please.
The truth is that budgeting can make it possible for you to spend more money on the things that really matter to you! When you learn how to make the most out of your money, you enable your money to work for you, rather than the other way around.
Here is some advice on why budgeting is a key to your... Kick Off 2011 by Giving Yourself a Raise
Do you wonder how to get ahead in today's economy? Chances are, your spending doesn't seem to be excessive given your take-home pay. Yet, your finances seem to be dwindling rapidly.
What can you do to improve your financial situation if you're unable to ask for a higher salary at work? Give yourself a raise, of course! Here is some advice on how to give yourself that raise.
When you seem to be on the edge of financial trouble, the best remedy is a combination of two actions:
1. Minimize your spending. Trimming down a shopping habit is clearly the first...
Wednesday, January 19th, 2011
Do you wonder how to get ahead in today's economy? Chances are, your spending doesn't seem to be excessive given your take-home pay. Yet, your finances seem to be dwindling rapidly.
What can you do to improve your financial situation if you're unable to ask for a higher salary at work? Give yourself a raise, of course! Here is some advice on how to give yourself that raise.
When you seem to be on the edge of financial trouble, the best remedy is a combination of two actions:
1. Minimize your spending. Trimming down a shopping habit is clearly the first... 
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