Articles Tagged ‘budgeting advice’

Financial Advice for Young Adults
Thursday, April 8th, 2010
There are many ways to prepare for your future financially. Some ways are simple and don’t require much thought. Some are major investments that you could make to better your life. Here is some advice to get you started. One rule about money is to plan ahead. It’s always best to have extra money put away for emergencies. Also, beginning to save early can make major purchases more easily accessible to you. Some of these major purchases include your first car, college, a house, or other things you might want to buy. Saving early will also relieve some of the...

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Budget Conscious Kitchen Remodeling Ideas
Thursday, March 25th, 2010
Whether you’re selling your home or just want to improve it, one of the best places to start is the kitchen. Kitchen remodels often have the highest return on investment if you’re selling. And because we spend so much of our lives in the kitchen, having one you enjoy being in is a worthwhile investment. That being said, there’s no reason to break the bank and take on more debt in order to do a basic kitchen remodel. There are many simple, quick, do-it-yourself things that you can do. Here is some advice and ideas about budget-friendly kitchen remodeling...

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Become a Careful Spender
Saturday, March 13th, 2010
It seems like an easy task, but saving is hard - especially in these tough economic times. You may barely have enough money to pay your bills, let alone save money for a rainy day. But, cheer up, anyone can become a thrifty spender. Here is some advice to get started. The first thing that most families do is to create a budget. If you already have one, it may be time to re-evaluate it in light of your current financial situation. There is always some tweaking that can be done. Spend your money wisely and choose Webster online banking...

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Family Budget
Wednesday, March 10th, 2010
How frequently do you check your bank account? Is your spending structured or do you play it by ear each month? A budget can help everyone, not just those who want to spend less and save more. Here is some advice to start a family budget. Okay, no one wants to think about a budget. It is almost like pulling teeth to get one written up. So, set aside a time and get it done. To make it easier, there are templates available online to get you going. You can also purchase budgeting software that may help you. Updates are...

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Money Worries
Friday, March 5th, 2010
Families today face many challenges. Not the least of which is money woes. In the current economy, money has become a bone of contention even more than it was once before. But, you don’t have to let this fact destroy your family life. So, how does debt affect families? Many parents would like to think that they are doing a good job of keeping any money issues from their kids, but the truth is that kids are quite sensitive. Especially with smaller children, a change in the atmosphere around the home can affect the way that they feel and behave. The...

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Tips for Saving Money
Wednesday, June 24th, 2009

Do you ever feel like there’s some sort of conspiracy among corporations to deprive you of as much of your hard-earned money as possible? That’s not too far from the truth. Banks, stores, service providers and utility companies are all in it to make money. Some are more aggressive than others in the pursuit of the almighty dollar, but they all need to turn a profit to survive. With costs rising everywhere, consumers have begun to search for ways to beat the system and save money. It takes some work, but there are ways that you can save on your everyday...

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Living Beneath Your Means
Tuesday, April 28th, 2009

Close your ears to what advertisers would have you believe, you don't have to spend every nickel of your paycheck to have a good life. Spending money on things won't make you richer, thinner, sexier, more beautiful, or more popular. It'll just leave you poorer — and no closer to your real long-term financial goals, which may include buying a house, taking a dream vacation, or even retiring early. So try this: Regardless of what your income is now, try living just beneath your means. If you earn $30,000 a year, pretend you earn $28,000. If you earn $50,000, live...

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Creating a Household Budget
Monday, April 20th, 2009

First of all everyone should have a household budget. Too often we spend money as quickly as we get it. Some of it goes toward necessities like food and shelter, but a large portion of it often goes toward discretionary items. Whether you can't seem to save up any money for a rainy day or you're having trouble getting the bills paid, a household budget will help. Controlling your spending allows you to save money for retirement, your kids' education, and any other goals you may have. Setting up a budget is not as difficult as it sounds. All you have to...

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