It seems like virtually everyone has a mobile device these days. We use our phones to communicate with our family, friends and business colleagues, of course, but many of us also use them for entertainment and other purposes.
With the increasing popularity of smartphones, what was once just a method to talk (or text) with someone has now become a computer that we have with us practically at all times. Given the convenience that it provides, you can harness the power of your cell phone to help you manage your personal and professional budgets.
Here is some banking advice on... Articles Tagged ‘Budgeting’
How to Use Your Smartphone as a Budget Tool
It seems like virtually everyone has a mobile device these days. We use our phones to communicate with our family, friends and business colleagues, of course, but many of us also use them for entertainment and other purposes.
With the increasing popularity of smartphones, what was once just a method to talk (or text) with someone has now become a computer that we have with us practically at all times. Given the convenience that it provides, you can harness the power of your cell phone to help you manage your personal and professional budgets.
Here is some banking advice on...
Friday, September 27th, 2013
It seems like virtually everyone has a mobile device these days. We use our phones to communicate with our family, friends and business colleagues, of course, but many of us also use them for entertainment and other purposes.
With the increasing popularity of smartphones, what was once just a method to talk (or text) with someone has now become a computer that we have with us practically at all times. Given the convenience that it provides, you can harness the power of your cell phone to help you manage your personal and professional budgets.
Here is some banking advice on... Does Your Budget Need a Little Summer Cleaning?
With the arrival of summer, many households will turn to their yearly custom of giving their home a top to bottom cleaning. This summer cleaning tradition is usually something of a chore, but the results are usually appreciated and enjoyed throughout the year. You can extend your summer cleaning tradition to your budget and your personal finances as well.
After all, what’s the essence of summer cleaning? At its core, summer cleaning is about tidying things up, getting rid of unnecessary clutter and making things easier for yourself going forward. These principles make a lot of sense in the personal...
Monday, June 17th, 2013
With the arrival of summer, many households will turn to their yearly custom of giving their home a top to bottom cleaning. This summer cleaning tradition is usually something of a chore, but the results are usually appreciated and enjoyed throughout the year. You can extend your summer cleaning tradition to your budget and your personal finances as well.
After all, what’s the essence of summer cleaning? At its core, summer cleaning is about tidying things up, getting rid of unnecessary clutter and making things easier for yourself going forward. These principles make a lot of sense in the personal... How to Develop and Improve Your Money Saving Habits
Wednesday, October 17th, 2012
Saving money is one of those habits that we know is good for us, but might not have developed particularly well. For an individual who doesn’t currently save, perhaps it’s because they’ve faced some financial hardships in the past, that they’re too busy “enjoying life” or that they simply never saw the value of devoting any of their energy to saving.
But at the end of the day, none of those reasons is particularly important. Rather than spend time figuring out why we don’t yet have that good habit in place, it’s better to simply start building one.
Here is some...
Useful Budget Tracking Tools Anyone Can Use
Thursday, July 5th, 2012
Having a well thought out budget can make it much easier for you to reach your financial goals. This is true regardless of your income level, current debt and savings, and ongoing financial obligations. Unless you have a plan on how much you’re going to save and spend each month, it’s difficult to ensure you’re always making progress towards your goals.
Coming up with your budget is one thing. But making sure you stick with it is entirely another. After you prepare your budget, it’s a good idea to come up with a system for tracking your actual spending and...
When is it Okay to Splurge on Something?
With all the effort we put in to keeping ourselves on a sensible financial plan, it might sometimes seem like there aren’t enough opportunities to treat ourselves or to splurge on things that might not otherwise appear to be “sensible” purchases.
But making appropriate financial decisions doesn’t have to mean that you can’t splurge from time to time. Denying yourself each and every “guilty pleasure” – even small ones – might eventually lead you to make an expensive and indulgent that does significant damage to your financial health.
The key is to limit yourself to splurging when it makes financial...
Tuesday, June 26th, 2012
With all the effort we put in to keeping ourselves on a sensible financial plan, it might sometimes seem like there aren’t enough opportunities to treat ourselves or to splurge on things that might not otherwise appear to be “sensible” purchases.
But making appropriate financial decisions doesn’t have to mean that you can’t splurge from time to time. Denying yourself each and every “guilty pleasure” – even small ones – might eventually lead you to make an expensive and indulgent that does significant damage to your financial health.
The key is to limit yourself to splurging when it makes financial... How to Create a Budget Using Your iPhone
An increasing number of people are using their iPhones for tasks that previously would have been handled in some other way. Point and shoot cameras, pocket video cameras and dictation recorders have in large measure been replaced with functions built into every new iPhone.
Even many personal budgeting tasks can now be done with the iPhone. In fact, some individuals are finding that because they usually have their iPhone with them at all times it’s easier than ever to create budgets and track those budgets. Much of the initial resistance that many people encounter with following a budget has to...
Monday, March 19th, 2012
An increasing number of people are using their iPhones for tasks that previously would have been handled in some other way. Point and shoot cameras, pocket video cameras and dictation recorders have in large measure been replaced with functions built into every new iPhone.
Even many personal budgeting tasks can now be done with the iPhone. In fact, some individuals are finding that because they usually have their iPhone with them at all times it’s easier than ever to create budgets and track those budgets. Much of the initial resistance that many people encounter with following a budget has to... How a Budget Can Help You Save Money
Tuesday, August 2nd, 2011
Some of us are frugal by nature. Others go through money like they have holes in their pockets. But no matter which end of the spectrum you’re on (or if you’re somewhere in the middle), you can benefit from creating a household budget.
Budgeting is one of the best ways for anyone to save money. It gives them a realistic picture of their financial situation, and that’s the first step toward getting a handle on your money.
Here is some money saving advice and some of the specific benefits of having an accurate and detailed budget.
- You know exactly how much money...
Tips for a Frugal Summer Vacation
Summer is here. The kids are out of school, and the adults are ready to take some time off work, kick back and enjoy the beautiful weather. Unfortunately, the state of the economy has made lavish summer vacations to exotic locales nothing more than a dream for most of us.
But all is not lost. A summer vacation doesn’t have to be expensive to be fun and relaxing. Sure, a luxury cruise or a week-long stay at a five-star resort would be nice, but there are plenty of less costly activities that will allow you to unwind and bask in...
Tuesday, June 28th, 2011
Summer is here. The kids are out of school, and the adults are ready to take some time off work, kick back and enjoy the beautiful weather. Unfortunately, the state of the economy has made lavish summer vacations to exotic locales nothing more than a dream for most of us.
But all is not lost. A summer vacation doesn’t have to be expensive to be fun and relaxing. Sure, a luxury cruise or a week-long stay at a five-star resort would be nice, but there are plenty of less costly activities that will allow you to unwind and bask in... How to Teach Your Teen Financial Responsibility?
Help your teen enjoy a bright future by teaching them financial responsibility. Knowing the basics of money management will help your child to plan ahead and achieve their life goals.
Talking with your children about finance and debt is extremely important for their financial futures. However, many parents are very uncomfortable talking about this with their kids since they may themselves have problems with their finances. Also, perhaps today's parents didn't learn money management and they are still making it up on the fly.
If you feel a little awkward talking about money, these steps make it easy to explain...
Wednesday, March 2nd, 2011
Help your teen enjoy a bright future by teaching them financial responsibility. Knowing the basics of money management will help your child to plan ahead and achieve their life goals.
Talking with your children about finance and debt is extremely important for their financial futures. However, many parents are very uncomfortable talking about this with their kids since they may themselves have problems with their finances. Also, perhaps today's parents didn't learn money management and they are still making it up on the fly.
If you feel a little awkward talking about money, these steps make it easy to explain... Establishing Your Budget
Budgeting is one of the biggest and most important keys to getting the most out of your money. You don't have to associate the term “budget” with hassle, headaches, or restrictions on your ability to spend money as you please.
The truth is that budgeting can make it possible for you to spend more money on the things that really matter to you! When you learn how to make the most out of your money, you enable your money to work for you, rather than the other way around.
Here is some advice on why budgeting is a key to your...
Tuesday, January 25th, 2011
Budgeting is one of the biggest and most important keys to getting the most out of your money. You don't have to associate the term “budget” with hassle, headaches, or restrictions on your ability to spend money as you please.
The truth is that budgeting can make it possible for you to spend more money on the things that really matter to you! When you learn how to make the most out of your money, you enable your money to work for you, rather than the other way around.
Here is some advice on why budgeting is a key to your... 
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