As we all know banks have been hit very hard with the economic downturn and they are searching for more and more “nickel and dime” charges to pass along to consumers to increase their earnings.
Here are some suggestions for avoiding two of the more common fees that banks assess:
Don't use another bank's ATM. Over 99% of ATM's now impose a surcharge that now averages almost $2.00 on cash withdrawals if you are not a customer of theirs. To avoid these ever-growing fees, use your debit card to make a purchase, and just ask for cash back.
Keep your check book... Articles Tagged ‘Checking’
Watch Out for Banking Fees
As we all know banks have been hit very hard with the economic downturn and they are searching for more and more “nickel and dime” charges to pass along to consumers to increase their earnings.
Here are some suggestions for avoiding two of the more common fees that banks assess:
Don't use another bank's ATM. Over 99% of ATM's now impose a surcharge that now averages almost $2.00 on cash withdrawals if you are not a customer of theirs. To avoid these ever-growing fees, use your debit card to make a purchase, and just ask for cash back.
Keep your check book...
Wednesday, April 22nd, 2009
As we all know banks have been hit very hard with the economic downturn and they are searching for more and more “nickel and dime” charges to pass along to consumers to increase their earnings.
Here are some suggestions for avoiding two of the more common fees that banks assess:
Don't use another bank's ATM. Over 99% of ATM's now impose a surcharge that now averages almost $2.00 on cash withdrawals if you are not a customer of theirs. To avoid these ever-growing fees, use your debit card to make a purchase, and just ask for cash back.
Keep your check book... Checkbook Balancing Tips
It is one of our least favorite things to do. No one wants to think about tracking their finances, but it is the only way to make sure that we are keeping up with and not exceeding our available funds. Here are five tips for balancing that dreaded checkbook that, once started, will become second nature every month.
Your main tool in the war on checkbooks is the ledger. You get one with each box of checks that you order. It is where we write our beginning balance for that book of checks and the number and...
Monday, December 22nd, 2008
It is one of our least favorite things to do. No one wants to think about tracking their finances, but it is the only way to make sure that we are keeping up with and not exceeding our available funds. Here are five tips for balancing that dreaded checkbook that, once started, will become second nature every month.
Your main tool in the war on checkbooks is the ledger. You get one with each box of checks that you order. It is where we write our beginning balance for that book of checks and the number and... Free Checking Accounts
If you have a checking account wherein you can write as many checks per month as you like, there are no fees associated with writing the checks, you receive interest, and there is no minimum required to open an account – this is the best free checking account you can have, right?
The only downside to a free checking account is that if a check bounces, you have to pay the fee. You may be able to avail yourself of such an account at your local Savings and Loan or at a commercial bank.
These days, most commercial banks offer incentives...
Monday, December 22nd, 2008
If you have a checking account wherein you can write as many checks per month as you like, there are no fees associated with writing the checks, you receive interest, and there is no minimum required to open an account – this is the best free checking account you can have, right?
The only downside to a free checking account is that if a check bounces, you have to pay the fee. You may be able to avail yourself of such an account at your local Savings and Loan or at a commercial bank.
These days, most commercial banks offer incentives... 
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