Banking accounts, and especially checking accounts, are the backbone of most people’s finances. We usually deposit our paychecks into our checking accounts and then use that checking account to pay our bills, and to fund our savings and investment accounts. But like other modern financial accounts, particularly in the age of the Internet, our checking accounts are vulnerable to attack from thieves and vandals. If someone has your checking account number, plus some other personal information about you, then they might be able to access not only the funds in your checking account, but potentially the funds in your other...

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