For decades the checking account has been the cornerstone of many personal financial plans. Many of us have our paychecks deposited directly into our checking accounts, and we use our accounts to pay our bills, move money into our savings accounts and fund our IRAs or other retirement plans.
In recent years, a new checking account option – online checking – has matured to the point where it can be a viable alternative to the traditional way of accessing our checking accounts. Online checking accounts are offered by most local banks, as well as by a number of online-only banks.... Articles Tagged ‘Online Banking’
5 Reasons Online Checking Pays Off
For decades the checking account has been the cornerstone of many personal financial plans. Many of us have our paychecks deposited directly into our checking accounts, and we use our accounts to pay our bills, move money into our savings accounts and fund our IRAs or other retirement plans.
In recent years, a new checking account option – online checking – has matured to the point where it can be a viable alternative to the traditional way of accessing our checking accounts. Online checking accounts are offered by most local banks, as well as by a number of online-only banks....
Tuesday, October 18th, 2011
For decades the checking account has been the cornerstone of many personal financial plans. Many of us have our paychecks deposited directly into our checking accounts, and we use our accounts to pay our bills, move money into our savings accounts and fund our IRAs or other retirement plans.
In recent years, a new checking account option – online checking – has matured to the point where it can be a viable alternative to the traditional way of accessing our checking accounts. Online checking accounts are offered by most local banks, as well as by a number of online-only banks.... Online Banking Security Advice
Online banking is one of those modern conveniences that many of us can’t imagine living without. It just makes our lives so much easier. Things that once required a trip to the bank, or at least a phone call, can now be done with a few clicks of a mouse.
But all that convenience does come with some drawbacks. The popularity of online banking has opened new doors for criminals, making identity theft and bank fraud easier to commit. The banks are responsible for making their websites as secure as possible, but it’s up to account holders to use good...
Wednesday, September 21st, 2011
Online banking is one of those modern conveniences that many of us can’t imagine living without. It just makes our lives so much easier. Things that once required a trip to the bank, or at least a phone call, can now be done with a few clicks of a mouse.
But all that convenience does come with some drawbacks. The popularity of online banking has opened new doors for criminals, making identity theft and bank fraud easier to commit. The banks are responsible for making their websites as secure as possible, but it’s up to account holders to use good... Watch Out for These New Phishing Scams
Phishing scams have been around nearly as long as the World Wide Web, and they’re still going strong. Scammers are constantly coming up with new ploys to get our personal information, including website passwords, Social Security Numbers, bank account information and more. This helps them commit a variety of criminal acts, such as hacking, bank fraud and identity theft.
There are many different types of phishing scams, but there are certain rules that can help protect you from most of them. First, if you receive an email purportedly from a bank or other entity with which you do business asking...
Thursday, July 21st, 2011
Phishing scams have been around nearly as long as the World Wide Web, and they’re still going strong. Scammers are constantly coming up with new ploys to get our personal information, including website passwords, Social Security Numbers, bank account information and more. This helps them commit a variety of criminal acts, such as hacking, bank fraud and identity theft.
There are many different types of phishing scams, but there are certain rules that can help protect you from most of them. First, if you receive an email purportedly from a bank or other entity with which you do business asking... Managing Your Checking Account with an Online Bank
Online banking has made our lives much easier. We can check our balances, pay bills and make deposits from home, work or anywhere else there’s a computer. Still, a majority of consumers prefer to work with a bank that has a branch in their area in case the need arises to do some of their banking in person.
But with advances such as direct deposit and easy transfers, online-only banks are growing in popularity. Their fees are often lower, and their interest rates more favorable than banks that have multiple physical locations. When it comes to checking accounts, online banking...
Monday, June 20th, 2011
Online banking has made our lives much easier. We can check our balances, pay bills and make deposits from home, work or anywhere else there’s a computer. Still, a majority of consumers prefer to work with a bank that has a branch in their area in case the need arises to do some of their banking in person.
But with advances such as direct deposit and easy transfers, online-only banks are growing in popularity. Their fees are often lower, and their interest rates more favorable than banks that have multiple physical locations. When it comes to checking accounts, online banking... Tips for Creating a Secure PIN
Personal Identification Numbers, or PINs, have been in use since the late 1960s. These simple numeric codes provide added security for a variety of activities, including accessing voicemail and obtaining information about unemployment claims. But their most common use is as a password that allows you to use a debit card or withdraw money from an ATM.
A good PIN is easy for you to remember, but difficult for someone else to guess. That way it helps minimize your losses if someone steals your credit or debit card or otherwise gets access to its number.
Here is some advice and tips...
Saturday, May 21st, 2011
Personal Identification Numbers, or PINs, have been in use since the late 1960s. These simple numeric codes provide added security for a variety of activities, including accessing voicemail and obtaining information about unemployment claims. But their most common use is as a password that allows you to use a debit card or withdraw money from an ATM.
A good PIN is easy for you to remember, but difficult for someone else to guess. That way it helps minimize your losses if someone steals your credit or debit card or otherwise gets access to its number.
Here is some advice and tips... How to Make the Most of Your Checking Account
For many of us, the basic checking account is the backbone of our personal financial system. We generally deposit our paychecks into our checking accounts, pay our bills from the checking account and use our checking accounts as a short term (and sometimes not so short term) place to safely store our money.
Getting the most of your checking account can help you avoid unnecessary fees, unexpected expenses and help you manage your daily finances better.
Making the best of your checking account also means you’ll have a better grasp of your finances and will be able to respond quickly and...
Sunday, February 13th, 2011
For many of us, the basic checking account is the backbone of our personal financial system. We generally deposit our paychecks into our checking accounts, pay our bills from the checking account and use our checking accounts as a short term (and sometimes not so short term) place to safely store our money.
Getting the most of your checking account can help you avoid unnecessary fees, unexpected expenses and help you manage your daily finances better.
Making the best of your checking account also means you’ll have a better grasp of your finances and will be able to respond quickly and... You Can Still Get Free Checking
Everyone wants to get something for free. The banking industry seems to be making it even harder to get free checking these days. The federal government has imposed stronger regulations. The response has been to pass the costs on to the loyal customers.
The banking industry has also been hit with higher fees by the federal government and they passed those expenses on to the customers. Getting free checking may require adjusting accounts, changing banks, or simply just asking the right person.
It may be harder to find them, but free checking accounts are still available. The wide range of...
Thursday, February 3rd, 2011
Everyone wants to get something for free. The banking industry seems to be making it even harder to get free checking these days. The federal government has imposed stronger regulations. The response has been to pass the costs on to the loyal customers.
The banking industry has also been hit with higher fees by the federal government and they passed those expenses on to the customers. Getting free checking may require adjusting accounts, changing banks, or simply just asking the right person.
It may be harder to find them, but free checking accounts are still available. The wide range of... Tips for Making Online Banking Work for You
Chances are you’ve seen advertisements in magazines or on the internet for online banks, touting the high rates that they pay on savings accounts and perhaps also the low rates they charge for mortgage loans along with the convenience and time savings associated with paying your bills online.
Many people have found that online banking can be an important part of their financial strategy. If you haven’t set up an account with an online bank, there are several points that you should consider to make sure that you find the best bank for your needs and goals. If...
Wednesday, November 24th, 2010
Chances are you’ve seen advertisements in magazines or on the internet for online banks, touting the high rates that they pay on savings accounts and perhaps also the low rates they charge for mortgage loans along with the convenience and time savings associated with paying your bills online.
Many people have found that online banking can be an important part of their financial strategy. If you haven’t set up an account with an online bank, there are several points that you should consider to make sure that you find the best bank for your needs and goals. If... The Basics of Using an Online Only Bank
Many of us already have savings or checking accounts at banks that offer online services. With online banking through our local banks, we can check our balances online, transfer money between different accounts, and pay our bills. But did you know that there are some banks that only offer accounts online?
At first glance, you might wonder why someone would open a savings or checking account with a bank that they can’t actually visit in person. The answer is money. Because online banks do not maintain physical locations they can keep their costs very low, and...
Monday, September 27th, 2010
Many of us already have savings or checking accounts at banks that offer online services. With online banking through our local banks, we can check our balances online, transfer money between different accounts, and pay our bills. But did you know that there are some banks that only offer accounts online?
At first glance, you might wonder why someone would open a savings or checking account with a bank that they can’t actually visit in person. The answer is money. Because online banks do not maintain physical locations they can keep their costs very low, and... Online Bill Paying
In this age of technology where most things can be processed by the click of a mouse, online bill paying has become a fast, convenient, and easy way to pay bills, keep track of expenses, and save money. Is it for everyone? Obviously not - there are still those who prefer to write a check or acquire a money order to pay for their bills.
What are the pros and cons associated with online bill paying? It depends on the individual. Those who are familiar and comfortable with using a computer to shop and pay bills will...
Friday, October 30th, 2009
In this age of technology where most things can be processed by the click of a mouse, online bill paying has become a fast, convenient, and easy way to pay bills, keep track of expenses, and save money. Is it for everyone? Obviously not - there are still those who prefer to write a check or acquire a money order to pay for their bills.
What are the pros and cons associated with online bill paying? It depends on the individual. Those who are familiar and comfortable with using a computer to shop and pay bills will... 
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