Banking Advice | BankingAdvice.com » free checking

How to Find a Truly Free Checking Account

walter — Mon, 28 Nov 2011 15:43:00 +0000

We’ve all read about the changes to the financial industry over the past few years. Perhaps we’ve even experienced some of these changes ourselves firsthand in the form of increased fees for common banking services, as well as new fees for common products. New and increased bank fees seem to be proliferating across just about every type of product. Even products that were commonly available for no charge just a few years ago are becoming harder to find these days without fees. Even the free checking account, which used to be a standard offering at nearly every bank, seems to...

How do Free Checking Offers Work?

walter — Thu, 03 Feb 2011 21:59:36 +0000

You’ve probably seen TV commercials from banks that offer “100% Free” checking accounts. Perhaps you’ve even received a free checking account application or brochure in the mail from a large national bank, or saw an online banner ad. The offers might not have struck you as odd, but when you think about it you might start to wonder – how do these free checking offers work? How can the bank afford to give away free checking services when it costs them time and money to maintain those accounts? The truth is that banks are often willing to offer free checking...

You Can Still Get Free Checking

walter — Thu, 03 Feb 2011 18:45:09 +0000

Everyone wants to get something for free. The banking industry seems to be making it even harder to get free checking these days. The federal government has imposed stronger regulations. The response has been to pass the costs on to the loyal customers. The banking industry has also been hit with higher fees by the federal government and they passed those expenses on to the customers. Getting free checking may require adjusting accounts, changing banks, or simply just asking the right person. It may be harder to find them, but free checking accounts are still available. The wide range of...

Free Checking Accounts

admin — Mon, 22 Dec 2008 16:47:14 +0000

If you have a checking account wherein you can write as many checks per month as you like, there are no fees associated with writing the checks, you receive interest, and there is no minimum required to open an account – this is the best free checking account you can have, right? The only downside to a free checking account is that if a check bounces, you have to pay the fee. You may be able to avail yourself of such an account at your local Savings and Loan or at a commercial bank. These days, most commercial banks offer incentives...